1. Home Health Care
In Maryland, the average cost for non-medical in-home care is about $30 per hour, which translates to roughly $5,148 per month for a typical schedule of 44 hours per week. This can vary depending on location within the state, as costs range from around $12 to $36 per hour for non-medical home care, with higher rates found in areas like Baltimore. If skilled medical care is needed, which includes professional services such as nursing, the cost can increase by around $3 per hour or more, with some specialized care reaching up to $75 per hour in certain cases.
For those needing 24/7 care, costs can rise significantly, especially if a dedicated caregiving team is required. Financial assistance may be available through Maryland’s Medicaid waivers and other state programs aimed at supporting seniors who wish to receive care at home instead of in institutional settings.
These estimates help provide a baseline, but actual costs may vary depending on the level and frequency of care needed, so consulting local providers or Maryland’s eldercare support services can provide more precise figures.
2. Assisted Living Care
In Maryland, the average cost of assisted living in 2024 is approximately $6,900 per month. This rate reflects a recent increase, and the actual cost can vary based on the location within the state. For instance, assisted living in areas like Salisbury tends to be on the lower end, around $4,899 per month, while Baltimore and surrounding urban areas may see rates closer to $6,650 per month due to higher demand and living expenses.
These costs cover basic services like housing, meals, personal care, and some medical management, but specialized care (e.g., memory care for dementia patients) typically adds to the monthly cost. Maryland residents needing financial assistance may qualify for programs like Maryland’s Senior Assisted Living Group Home Subsidy, which can help reduce the financial burden for eligible individuals.
For personalized estimates and assistance programs, contacting local assisted living facilities or Maryland’s Department of Aging could be beneficial.
3. Nursing Home Care
The average cost of nursing home care in Maryland varies depending on the type of room and location within the state. As of 2024:
- Private Room: Approximately $10,190 per month
- Semi-Private Room: Around $8,929 per month
These costs are generally higher in urban areas like Baltimore and Washington, D.C. suburbs compared to more rural parts of the state. Maryland’s rates fall above the national average due to the higher demand for skilled care and the state’s relatively high cost of living.
For those planning for long-term care, options like Medicaid, long-term care insurance, and veterans’ benefits may help cover costs, depending on eligibility. Consulting with eldercare or financial planning professionals can provide guidance on managing these expenses effectively.